
Observations on the Performance of Kerala Financial Corporation (2017–18 to 2023–24)
The cumulative loans sanctioned by KFC rose steadily from ₹9,75,789 lakh in 2017–18 to ₹26,62,788 lakh in 2023–24, showing strong credit expansion.
Loan disbursements also increased significantly, indicating higher financial activity and better fund utilization over the years.
Outstanding loans grew from ₹2,45,179 lakh to ₹7,36,833 lakh, reflecting an expanding loan portfolio and rising client base.
Profit before and after taxation showed sharp improvement, with profits after tax increasing from ₹830 lakh to ₹7,404 lakh, signifying improved financial performance.
Overall, the data shows that KFC’s operations strengthened considerably, with consistent growth in lending and profitability.
